When the armed insurgency erupted in Jammu & Kashmir in 90’s, majority of banks and financial institutions shut operation and fled from the state. But, with the security situation getting much better and militancy ebbing, banks, lots from the private sector, are back with a bang. Among the new banks, HDFC Bank is in the top position when it comes to opening branches in the state. HDFC bank begin its operations in J&K in 2005 with a...